My beloved "child" Jamie has histiocytic sarcoma requiring amputation of the right front limb and post op chemotherapyall very expensive!!! We called HEALTHY PAWS before surgery and they assured us that they were there to help us. We submit the claims by email with a picture of the invoice and Healthy Paws usually processes the claim within a day and very quickly send a check. We received a check for the surgery within a week. Other claims have been processed quickly as well. Without their support these expenses would have caused severe financial hardships for us. When you are going through the anguish of having a dog with cancer, it is wonderful not to be stressed about the financial aspect of this terrible disease. We have had many dogs and many different pet insurance policies with other companies. Healthy Paws is by far the best!