I have had very good experience with ASPCA Pet Insurance. The staff is always very pleasant and helpful and my claims have always been processed adequately. I even received a follow-up call to inquire how my pet was doing! I also like the fact that they accept the vet's invoice and doesn't require me to have to take it back for the vet to fill out the claim form and then make another trip back to pick it up. Thank you for your excellent service!