This is my second review for them. Yup, I like them that much. I have tried two other Insurances (Sheltercare and Pet's Best), and I switched to Embrace because of the prompt service and the stress-free claim process. I feel like every time I turn in anything related to medical (I don't have wellness coverage), I get a check in the mail two weeks later. No questions asked. That's how it should be! I am grateful that I can take my cat to the vet without worrying about financial consequences.