My Ginger was a rescue, she was a small pup in an area in LA called Antelope Valley. She was a six week old pup and just a ball of fluff. She is adorable. She also has a few problems, popped her knee, at three and developed allergies. Now that she is 7, she is doing really well. She has some physcal problems and Embrace has been there every bit of the way. I could care less about how much I am getting reimbursed, what is important to me, is the policy is transparent. I walk around and try to get everyone to sign up, pass out cards all the time, because so many other policy holders of other programs don't know what they are insured for... Just saying! And, this is not my first pup with Embrace!!!