My Sadie is a 4 1/2 year old German Shepherd Dog with health problems which have cost a lot of money. Without Embrace Pet Insurance, I don't know how I could have kept up with her ongoing care. Embrace has been fantastic - they are in constant communication with me regarding Sadie's many vet visits. Their direct deposit into my checking account is quick and their Explanation of Benefits is so easy to read. Thanks, Embrace!