First review, even though I've had Embrace for 5 years. Reason I never reviewed? Because I never had any complaints! I still don't!! I have 3 dogs with varying degrees of problems throughout their life. Most recently a MRI, Neurology Consult and 2 ER visits. Paid as expected and quickly. This isn't counting the other two dogs that have also had varying degrees of issues. Another dog had a MRI last year and also a Neurology consult. My third dog had a biopsy not too long ago..again all went as expected, no surprises no games..seriously couldn't ask for more peace of mind. As my dogs age they continue to provide us the service that we need to give our little guys the care they need to life long and happy lives.