I adopted my Yorkshire, Joey, in 2010 when he was 8 weeks old. I immediately purchased insurance for him through Pet Plan. I never had made a claim until August of this year, 2014. Joey got very sick and it wasn’t until two weeks later that he was diagnosed with Pancreatitis. He was immediately placed in ICU where he spent ten days. During this time he was receiving round the clock care. When he was discharged we still had to go see the vet several times, so the bills were continuing to rack up. His total bill came to $7600.00. Pet Plan paid all but $1400.00! I am so grateful that I had insurance for Joe. This would have seriously put me in debt. The turn-around for the check was within two or three weeks, so it was quick. If you are considering insurance I highly recommend Pet Plan.