We feel so lucky that we took the leap and decided to get pet insurance for our rescue beagle, Jim. Other friends had had mixed experiences, and some told us that they didn't think it was worth it. We are two pretty cautious people so we decided to take the leap, just in case something happened. When Jim came down with some mysterious bumps that required a lot of bloodwork, biopsies, cultures, etc. we were facing huge medical bills. I think it's only then that you can appreciate the value of having a pet insurance that is comprehensive, FAST, and personal. I can't begin to describe what a relief it is to have someone reviewing this series of claims within days of submitting them and having the reimbursement come so quickly. In addition, we get occasional emails asking how he's doing and it really makes me feel like they care about more than the bottom line. If anyone out there is reading this and wondering whether pet insurance is worth it: yes. And if anyone is wondering whether Healthy Paws is the right choice: yes!I would recommend this to any friend or family who asked!