After our last rescue lab and her 3 knee surgerys we decided it would be a good idea to get insurance when we got our new 4 month old rescue lab mix. At 10 months she started limping. To our surprise it was not her knee but her hip. At 1 year she had a hip replacement done. By 18 months she had rejected it and had to have it removed and a FHO done. Now, after almost a year she is almost back to her crazy self. PetPlan has been there through two surgerys, multiple durg percriptions, and the rehab. I have lost count but I think we are over $12,000 now. We have experience excellent service and are extremely happy we picked PetPlan.