The experience with Trupanion has been wonderful. Since the day I signed up a year ago, to filing a claim recently and adding another kitty, every time I've called I speak to someone who really cares. The coverage was so easy to set up. The choice and amount of deductable/ or no deductable. I was so pleased with the quickness of re-embursment...90%! Quicker and easier than other kind of insurance issues. I am so thrilled with Trupanion. Anyone with cats or dogs they love should enroll their animals. I advise everyone. Just yesterday when I had car work done, the cashier got one of my speeches.She has English Bull Dogs. I wrote "Trupanion" on the paperwork for my $1000.00 charges. I want everyone to know how Terrific Trupanion is. Thank You! I wish I lived where you folks are located. I'd bring flowers!