I've had Embrace for 4 years now. It is worth every penny. We have changed our plan guidelines a bit here and there (when she was a puppy we had it a bit higher due to more frequent vet visits), but I'm so glad I have it. 1. Peace of mind (knowing I won't have to choose between saving my pet and going broke!)
2. the claims are VERY easy to do
3. Direct Deposit
4. quick service
I've NEVER had a problem with embrace and recommend it to everyone I know!
German Shorthaired Pointer