Just as you would provide Health insurance for you children, you should provide the same for your pets because they are family too. I purchased Veterinary Pet Insurance and made an investment in my family. Now, I no longer fear the unexpected cost associated with their care. The insurance is well worth the purchase. The company is professional, extremely efficient and understands the cost associated with medical services for your pet. I have filed many claims since joining VPI, and the amount of money refunded has been unbeliveable. Do the right thing for your family and invest in their care.