I adopted an 8 week old Boston Terrier in February 2014. I have had numerous friends and family experience health scares and accidents with their pets. I did not want to be in a situation where I have to break the bank in order to save my Stella if something were to happen to her. I decided to get some pet insurance for her right away. I researched all the companies out there and Healthy Paws had the most favorable rating. I wanted a company that would be easy to deal with if I needed to file a claim. I also wanted one that was afforable. I chose Paws because they have a very high customer satisfaction rating. This past month Stella was having some respiratory issues in the middle of the night. I took her to the emergency vet first thing in the morning because our vet was closed on Mondays. It made me feel good to know that si had insurance for Stella and that I did not have to stress myself out regarding how I was going to pay for her medical bills. Stella's bills were close to $1,000 for everything. I submitted my claim a couple of days later. I was contacted by Healthy Paws via e-mail when they received my claim. They emailed me the following week to let me know that my reimbursement check was in the mail. I also received two e-mails from Healthy Paws just to ask how Stella was doing. I wish my doctor would be that thorough! I have nothing but good things to say about Healthy Paws! If you own a pet, the best thing you can do is get them insured.