After one of our dogs threw a blood clot in her spine, and we spent countless dollars for surgery,etc., I said the next dog we get, we are getting insurance. Did some research and saw that Healthy Paws looked the best, and it was the best thing I ever did. Bella, our 3 year old Great Pyrenees/Golden mix contracted osteosarcoma in her right front "wrist." She had testing and amputation of the leg. I have to say she is doing great now! Healthy Paws has been fantastic through it all! Claims paid promptly, and follow-up e-mails asking about Bella. Just great customer service. I highly recommend Healthy Paws!