We bought pet insurance on our dog, Bailey. He was just diagnosed with cancer and thankfully we have Healthy Paws. Surgery and chemo is expensive - over $3,500 so far. Healthy Paws has been awesome and extremely compassionate. Not all pet insurance is the same. We got the 90% reimbursement plan with the $500 annual deductible. Now medical decisions are made based on Bailey's needs and not our pocketbook.