Having never been a dog owner, I used to think that Pet Insurance was silly. Then we got our first dog, a pure bred handsome Giant Schnauzer, Mack. Within 6 months of age, he had been to the vet several times for digestive issues. At that time we thought if this contines, maybe it's time to consider insurance. After doing our research, we decided to go with Trupanion. It's the best thing we every did. His digestive issues went away, but at 4 years of age, he started having siezures, and 4 years later we are up to a couple of hundred dollars a month in medication and medical tests regularly. Every claim that I have submitted for Mack has been processed within a couple of days, and never any quesitons asked. Without this insurance, I'm not sure Mack would have the quality of life that he has now. We insure 2 dogs, and it gives us great peace of mind. Thank you Trupanion !!