We have insured our three rescued dogs, two male Golden Retrievers and a female Lab mix, with Healthy Paws since 1/7/12. Last year our 7 yr. old Golden needed veterinary treatment three different times. Once for a growth on his lower lip which needed to be removed; then for a life threatening painful inflammation disorder called myositis which affected his ability to eat; lastly for an abscess on the top of his head. It was a very stressful time and Healthy Paws promptly and without hesitation reimbursed us for 90% of our claims once the deductible was met. The myositis bill alone was $2000 and we received $1500 back. We were extremely grateful to be compensated within two days!!!