This company was such a comfort to us during our cattle dog's long illness. As someone else said, having the insurance allowed us to never have to make the decision not to do a test or not to buy the medicine. 24 Pet Watch processed and paid every claim without question. They don't cover 100% but what insurance does? It usually would be about 80% for the tests and medicine (every month for over a year). We were so grateful knowing the money we were charging on our credit card would be reimbursed by 24 PetWatch. When we were so sad and challenged by our dog's illness, it was a blessing not to have to agonize over the financial end, too.
Australian Cattle Dog