I wasn't sure about pet insurance for a long time. Then my first dog, Plano, swallowed a bunch of socks and racked up a $2,500 bill. I decided pet insurance was for me after paying out of pocket for that and got it for both Plano and Plinko. Not only did they cover the second time Plano swallowed a sock (accidents aren't pre-existing as long as the first has totally cleared up), but they covered Plinko's torn ACL. Both in the multiple of thousands of dollars. And how quickly they pay claims is just unbelievable. THE BEST!
Chesapeake Bay Retriever