It only makes sense to me to have health insurance coverage for my Australian Shepherd Foster. He's a 7 year old male and as he gets older I feel confident in the care he will receive as well as confidence in the fact that I won't have to worry about how I will pay for that care! Currently I have wellness rewards as part of my coverage for him. I pay $38 a month for his coverage and when I take him for his annual wellness exams, I am reimbursed within a week of the claim being sent to Embrace! I also receive coverage for his flea and heartworm preventatives!! Love that I did this and I would highly recommend all my friends to do the same!