The reimbursement I received for my Chocolate Lab was PATHETIC for a condition clearly covered,aka cancer and tumor removal. But,the rep quickly referred me to the fine print, for a removal costing you $1000.00, they "limit" the coverage to $36. Their limits are unjustified. If there are vets out there treating and removing tumors for $36, prove it. They are NOT ranked at all. They have just been around longer and got a head start on this industry.