I have been using Pet's Best for many years and have always been happy with the service and payments provided. This last claim processing was simply amazing. I submitted a claim on Monday from a Sunday afternoon emergency room visit, received an explanation of benefits on Wednesday evening and had payment in my account on Friday morning! They paid exactly what I expected, 80% after my deductible. You just can't beat this company. I'm very thankful to have all of my pets insured through them & I recommend them to my friends.