I would recomend Healthy Paws to anyone looking to protect their pet. They are very quick with reimbursements, usually in less than 1 week. In fact, we receive confirmation emails of our claims being approved within a day of the office visit. Healthy Paws has given us the piece of mind that we can continue to care for our dog without having to think about whether we can afford it or not. It is a horrible feeling to have to think about whether you can save your pet due to cost. Healthy Paws has taken that away from us so we can concentrate on getting our puppy feeling better! Thank you so much!!