Our dog Summer is a bit of an adventurer. We often bring her for long hikes in the mountains. One morning after a long week of downpours, we awake to a glorious day. We packed up a day pack and set out with Summer for a beautiful morning of hiking. About 2 1/2 hours into the hike Summer ran through a thicket and barked a small animal up a tree. It appeared to be a small bear cub and fearing a momma would be close behind we frantically called for her to return. As she approached we easily determined she had chased a porcupine and had a face full of quills. We had a one hike back to the car and could not wait to get her to the vet. It was a Holiday weekend and of course the Vet bill was substantial, thank goodness we have Pet Insurance. Our claim was quickly processed and after speaking to numerous friends in the area we felt very fortunate that because we have Insurance for our dog, the idea of painfully pulling them out was not an option. Accidents happen and we have been very pleased with our coverage.