We have been with Embrace Pet Insurance for about 8 months now, and it has given me major peace of mind in terms of our numerous vet appointments with our puppy!
We have spent quite a pretty penny at the vet this last year, and have been reimbursed for 80% of every dollar that we've spent, no questions asked, no long drawn out phone calls, no haggling, simply a check in the bank.
Phone calls to their customer service workers have always been very pleasant. Lindsey usually answers my calls, and always stays on the line as long as I need. Never have I felt rushed.
Compared to other plans, where reimbursement amounts vary based on the procedure, Embrace has completely exceeded my expectations, staying true to the rates/reimbursement amounts in my contract from day 1.
I recommend Embrace to all of my friends/family, and wish I had added my other dog when he was younger! So far, finding an insurance plan for an older dog with many pre-existing conditions hasn't worked out. But for our young dog, boy am I thankful!