About 7 years ago my little Yorkie was taken to the Small Animal Clinic at a local University. He was in ICU about 5 days and the bill was $1500.00. While in the waiting room I was viewing the pets health brochure from ASPCA. I invested in the health plan and it has been the best thing I have done. Buddy has suffered from skin conditions to pancreatitis. I recommend pet insurance to anyone who has acquired a new pet.