My 5 month old puppy became very ill. My vet arrived and my house and immediately called UC Davis Vet Hospital telling them her diagnosis. They told me they were not sure they could save him but would do there best. They did even giving him a blood transfusion. When x-rayed they noticed something in his stomach too, that he had swallowed and said it needed to be removed. He did survive, but my bill was over 5000.00 dollars. Thank goodness for VPI, they paid over 4000.00 of that bill. I have never been without VPI since and we currently have 2 dogs and 1 cat all enrolled in VPI. I always tell people don't be without pet insurance, you never know what might happen, and you don't want to have to choose between saving or putting down your animal all because of money.