Last month, my male cat, Miley, underwent a surgery called a "perineal urethrostomy" to save his life. He was hospitalized prior to and following the surgery. Unfortunately, he just had to have a follow-up surgery as he did not heal properly from the first. Healthy Paws processed all of my claims within a few days! I am beyond grateful that I chose this pet insurance for my Miley. I can focus on helping him to heal and not have to worry about how I will pay the vet bills.
I chose a plan that covers 90% of eligible expenses. There are essentially 4 options for plans and there is no lifetime limits. Everything has been covered for Miley at 90% including meds, hospitalization, and surgeries. I have only had to pay for things like the exam and anything that is considered proactive (in this case, the special prescription food he needs). Healthy Paws also helped us immensely last year when Miley has surgery for mast cell tumors. I highly recommend this plan for all pets.