And so do I. When Cleo's breathing became labored we were informed by the Vet that she had contracted pleural effusion, an accumulation of liquid in the lung's pleural cavity that was blocking her breathing and had to be removed by surgical intervention. Worse, once was not enough and she needed three separate visits to get all the water out of her lung cavity. Then she suffered a collapsed lobe of one lung and we thought we were going to lose her.
All bills submitted including her prescription and a special over the counter medicine/food substance (Rutin) which had been recommended by our Vet, were paid promptly and in full accordance with the policy terms. Our cat Cleo, who was counted "out" with this serious disease, has pulled through and survived to love us another day and is doing well.
I think without PetPlan we would have had to put her down.