Received my annual renewal letter and went to webpage as irected. On the webpage (my quotes + policies, annual premium was listed as $446.07. Went to webpage (policy details) and again the annual premium was listed as $446.07. However, when I pulled up the renewal letter, a notation is included that states, "Your new premium will be: $550.14. Had I not checked the renewal letter, my credit card would have been billed for the $550.14 and I would have been involved in a payment dispute. By the way, I don't have any idea why the premium increased almost 20%. The insured animal is just over 2 years old and there were no claims submitted for him in the previous year. I decided that another company was a better value for the same or improved coverage amounts.