I have 2 dogs and they're both insured through Trupanion, I have never had any issues with there service. You basically get what you sign up for. They promise %90 back for eligible cost after detectible and in my case I pay extra every month but I have $0 detectible and I always got my refund back as promised with in a week of submitting the form. The price does go up every year though! but this is normal for health insurance companies anyway!
Old English Bulldogge