My Persian cat, Elton, was developing ulcers in his eye which ultimately led to a corneal sequestrum developing. We were referred by our local vet to Medvet for surgery to have it removed. The cost for the surgery was $1850. VPI covered all but $200. The time it took to receive the check was quite lengthy but I am happy with the amount I received. Checks were also received for the many trips to the local vet regarding this issue before the surgery. I have recommended VPI to others since. It has definitely been worth the monthly fee.