I reviewed many ins. co. before deciding on Pet Plan. I have 2 Great Danes and had no insurance. The older Dane injured herself and cost thousands of unexpected dollars. I decided before my younger Dane had any trouble I would get her insured. I am so grateful I did! I started the insurance plan in April 2012 and in June of 2012 Tess was diagnosed with Addison's Disease which was a very costly venture and will need to be treated for her life. Pet Plan was so helpful and kind even though I had only had the plan for 2 months before her diagnosis! I don't know if we would have been able to handle the news of this since we just paid so much in the other Danes bills if we didn't have the knowledge that we had insurance to back us up financially.It's scary to think we might have had to make a very sad decision! Pet Plan is amazing!