I now have peace of mind knowing that I now have Embrace pet insurance for my dog Callie. Had my first claim for Wellness and within one week I received my check. It covered my whole visit at the vet. I don't have to worry about not being able to afford to take her annually for her check-up and shots. Also, I don't ever want to be in a position that I wouldn't be able to afford to have Callie taken care of if she would get sick or hurt. So far Embrace has very good to deal with. Thanks Embrace!