Ahhh!!! owning Lady Hope is a committment of time, money and energy. The light in her eyes makes it worth it. She is a rescue who has torn both rear ACLS and has numerous other issues such as bladder problems , allegries, temperament, etc. Petplan insurance allows me the liberty to provide her with the health care she needs. I have used other health plans for other dog and was not satified with the reimbursement for what I paid. My other dog is with PetPlan too and has few health issues. It is a relief to know I am not out pocket as I was with a previous dog.