My beloved Calico Kalli suffered from diarrhea, vomiting and probable kidney trouble from August 2011 thru February 2012 and recently I had to make the difficult decision to let her go. Overall, I was gratified for the ASPCA pet insurance which did ease my mind a great deal once the bills started mounting. Submitting claims is very easy, but I did wish that the processing was a bit speedier. However, I was grateful for the emails confirming receipt of my claims and then subsequent ones which confirmed that they were processed. I do recommend any/all pet owners to get insurance and if/when I do get another cat - I will definitely use ASPCA pet insurance once again.