Our rat terrier is now 2 years old and has had quite afew mishaps. She broke her left hind leg at the dog sitters before she was 1 year old but we are not sure how. Needless to say after 2 hard casts and 2 soft casts the injury has healed but it cost us almost $3000 and we didn't have insurance. Since then she has had Lymes despite being vaccinated, kennel cough which she must have picked up at the vets when she had to have a baby tooth removed because of impaction and infection and ASPCA insurance really helped cut some of the bill. Thank you.