Thanks Embrace! My dog wasn't eating and throwing up constantly so we had to bring him to the ER for testing. He ended up being fine thank god! but the bill was sure racked up in the four hours we were there. Though the claim process took about 15 business days (which really isn't that long when you think about it) we got exactly what we expected to get back. Thanks to Embrace I can give my pets the care they need and not have to worry.Everyone I ever speak to at Embrace is so nice and they seem like they really care about my pets. I am so glad I went with Embrace for my pet insurance. Thanks!!!!