Four years ago, I got a maltipoo. She came with medical issues that ended up costing me thousands of dollars. After three years of unaffordable medical bills, I checked into VPI. I was able to get coverage for everything except Daisy's pre existing condition. I got the best coverage VIP offered. I had a few minor claims processed which were basically covered minus the one-time $100 deductable. Several weeks ago, Daisy became ill. The vet bill was around $700. I submitted the bills and held my breath. I was thrilled to see that VPI paid all but $67 dollars of my claim. (The $67 was for a fecal test. Daisy had recently had one which WAS covered.) I was so relieved. It is so comforting to know that my Daisy can receive the medical attention she needs, and I don't have to worry about her medical bills. Thank you, VPI!