My cat required 3 types of services within a year and a half year period. First she lacerated her paws, which required that she be put out under general anesthesia to treat the wounds. Cost: $327. A year later, X-rays revealed possible bone cancer, which required exploratory surgery, biopsy, and follow-up care for pain. Luckily, it was only a harmless cyst. Cost: $798. Then she had gastritis, which required tests and medication. Cost: $239. My Pet Plan Gold Plan paid everything above my $200 per condition deductible. Service was prompt, with no problems. I also was pleased to be able to purchase insurance for my other cat, who was approximately ten years old when I adopted him. His plan will cover everything except a pre-existing heart murmur. I couldn't be more pleased with the coverage and service that I have received.