Pets Plus Us is a leading Canadian pet insurer whose goal is to help pet owners deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pet Plus Us provides its Blue Ribbon Benefits free with any coverage plan.

Learn more about Pets Plus Us plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider. 

Average customer rating

8.2 Out of 10
60 Days 1 Year Lifetime
Rating 7.2 6.5 8.2
Count 19 75 347

Pets Plus Us

10
Out of 10
Recommended
Insurer: Pets Plus Us
Posted: 06/07/2020
By:
Alex

After my terrible experience with another insurance company I was unsure if I should take an insurance for my pet again. Based on the review, I contracted an insurance with Pet + Us after my dog turned 10 years. It was a good decision since a 1.5 year...

Injury/illness
Claim Amount
Breed

Labrador Mix

Age of Pet
Over 8 years
1
Out of 10
Insurer: Pets Plus Us
Posted: 05/30/2020
By:
Kelly

I had insurance for my adopted adult dog through PCPetInsurance. I cancelled it in 2015, yet in 2019 I was still getting charged. I notified and sent proof of the cancellation in 2019 and I am still being charged. The dog died in 2019. I am paying...

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
Over 8 years
10
Out of 10
Recommended
Insurer: Pets Plus Us
Posted: 05/28/2020
By:
Stacy

This insurance program is transparent. No surprises with respect to what they will cover or won't. Customer service treats you with respect.

Injury/illness
Claim Amount
Breed

Mixed Breed

Age of Pet
Under a year
Monthly Cost

$19 - $89, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30%.

The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000, $7,500 or $15,000 annually depending on your chosen plan. 

Deductible

$100 - $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. 

Waiting Period

Coverage begins after 48 hours for accident claims. A policy waiting period of 14 days applies for illness claims.

Exclusions

Pre-existing conditions are not covered.

All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim.

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet owners deal with all the joys and challenges of pet ownership. 

As well as making vet bills more manageable, Pet Plus Us provides their Blue Ribbon Benefits free with any coverage plan. This provides owners with free 24/7 access to PetHelpFone™ and Pet Poison Helpline®, a subscription to Modern Dog or Modern Cat magazine, and more!