Pets Plus Us | Pet Insurance Review

4.1

out of 5

Number of reviews 684

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 4.7
  • 4.2
  • 4.1
  • Count
  • 20
  • 128
  • 684

Updated: November 22, 2023

Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! Learn more about Pets Plus Us plan options, read customer reviews, and get a quote so you can make an informed choice about your pet insurance provider. *Blue Ribbon Benefits not available in Quebec.
5

out of 5

POSTED: | BY: Linda

Very pleased with PPU

We have already had several claims for our young Boxer in her first year of life and in all cases PPU has come through with minimal fuss and bother. We are considering getting a second dog and we would certainly use Pets Plus Us again for insurance.
5

out of 5

POSTED: | BY: Angela Westgarth

Thank you for acknowledging the emotional impact of a difficult situation.

We would like to thank the associates from PPU for your excellent service in handling our claim during a very emotional time. Our Skipper was a big part of our family and having pet insurance gave us peace of mind to know that we could always give him the best chance when the unexpected happened. The associates from PPU, have always been professional, empathetic as well as efficient. Thank you for acknowledging the the emotional impact of a difficult situation.
5

out of 5

POSTED: | BY: Heather Furlotte

Pets+Us takes the stress away of having 3 active Labradors

Always there for our boys when those unexpected emergencies happen or it is discovered that two of our boys boys (4 and 5) developed genetic blindness. Whenever we have a question it is answered promptly or they find the answers. Claims are processed so promptly within 2 weeks sometimes sooner. If ever a delay they will advise accordingly. Love the fact that they will work with a vet should your vet bill be over $1000.00 and it helps having a preauthorized plan sent in. Monthly premiums are reasonable and services are perfect for our family. Lucca, Gryffin and Sammy send lots of woofs of love to Pets+Us and say thank you for all you do.
5

out of 5

POSTED: | BY: David Robert

Great experience, made this all a lot easier, emotionally.

Felt obliged to leave some words for those at Pet Plus Us. They very obviously care about the welfare of pets, and worked their Damn'dest to make this as easy for me as possible. Very impressed.
1

out of 5

POSTED: | BY: marion

Stay Away from Pets Plus Us

This was a waste of three years of premiums. Difficult to get through on the phone lines, evasive responses to deal with claims, refusals to pay out anything on claims, and then slapping 'temporary exclusion conditions' on the file. They want you to produce all kinds of paperwork, but they won't provide you with their own. I'm going back to my last insurer Trupanion who was easy to deal with and honest about their coverage and in communicating with customers. On top of that Pets Plus Us tries to use scare tactics to keep you from cancelling and going to another provider. Wish I had known about Pet Insurance Review before switching three years ago. Stay away from Pets Plus Us.

Monthly Cost

Monthly costs vary based on your pet’s species, age, and location, as well as your chosen plan. Customize coverage to suit your pet’s needs and your budget.

Coverage

You have a co-pay of 10%, 20% or 30%. The pay-out amount is based on your actual vet bill and includes coverage of exam fees and taxes.

Payout Limits

Annual limit of $5,000 in Accident Only coverage, or $7,500 or $15,000 in Accident & Illness coverage annually, depending on your chosen plan.

Deductible

$100 – $700 age-based annual deductible.

Age Limits

Pet must be at least 7 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage begins after 48 hours for accidents. A policy waiting period of 14 days applies for illnesses.

Exclusions

All pet insurance plans have limitations and exclusions. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. All Accident & Illness policies are underwritten upfront so pet owners are aware of any pre-existing conditions that will not be covered prior to making a claim. What’s not covered: Dental care Reproductive health Experimental treatments Wellness or preventative care, unless a Flex Care plan is added For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides
Pets Plus Us is a leading Canadian pet insurance provider whose goal is to help pet parents deal with all the joys and challenges of pet ownership. As well as making vet bills more manageable, Pets Plus Us provides their Blue Ribbon Benefits free with any coverage plan*. Receive access to PetHelpFone™, Pet Poison Helpline®, and more! *Blue Ribbon Benefits not available in Quebec. Check Pets Plus Us out on Instagram, Facebook, and Twitter. Pets Plus Us Pet Insurance policies are underwritten by Northbridge Insurance and distributed by PTZ Insurance Services Ltd. & Société d’Assurances Collectives (Sodaco) Inc. in Quebec.

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