Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheryl Black

Well worth the expense

I am so glad that I stick with Nationwide! They make is so easy to submit claims- they have really good relationships with my vets which gives me peace of mind that they believe when procedures are done they are necessary. This takes a lot of the stress off of pet parents who want the best for their animals. The claims were submitted easily and the response was AMAZINGLY FAST! Nationwide was very communicative throughout the process and I appreciated it! You have got a customer for good! And THANK YOU FOR checking up on us! It’s nice to know you are working with a company who CARES about your pets wellness from beginning to end!
5

out of 5

POSTED: | BY: Douglas Clark

Outstanding support from Customer Service, Fast Claim turn around, so far covered everything they said they would!! Thank you

Outstanding support from Customer Service, Fast Claim turn around, so far covered everything they said they would!! Thank you Please insure your pet. They deserve to be just as healthy as you. Surprise vet bills are no fun. Jan. 2020 It cost me just about a $1000 for my dogs ear infection. Nationwide Pet re-imbursed me 90% after my deductible. Outstanding service. Thank you so much for providing this insurance to people.
5

out of 5

POSTED: | BY: Rachel Cramer

Nationwide Pet Insurance is a life saver!

I have three English Bulldogs -- a breed well-known for medical issues and expensive vet bills. I have Nationwide's Accident, Injury and Wellness plan for each of them. Recently, one of my more devious boys swallowed a rope toy and required abdominal exploratory surgery to remove it. As a pet parent that treats her pups like family, a surgery like this is stressful and scary, and the last you need during that time is worrying about the ever-mounting bill. Nationwide's claim process is simple and quick. They've never hounded me for additional information or argued with me over covered expenses, and the reimbursements are direct deposited into my bank account, usually within 7-10 days. I've had pet insurance with other well known companies in the past, and Nationwide's premiums are much less while providing the same level of benefits. I highly recommend Nationwide.
5

out of 5

POSTED: | BY: Delia Pezzella-Ianoale

I love Nationwide!

Great service, claims are super easy and efficient. Thanks for taking away added stress while my furbaby was sick.
4

out of 5

POSTED: | BY: PATRICIA SALYERS

Expensive, but if you want the best you pay for the best Nationwide Insurance.

My plan is not only wellness care, it is care of emergencies, Veterinary emergency care, yearly dental cleanings, and shots. The hotline to ask for advice when there is an accident or any other concerns. Expensive, yes, but the care we give our pets today is exceptional.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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