Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ana

Easy and quick

It's pretty easy to submit a claim and the reimbursement is issued in a couple of days. I'm really happy with my pet insurance coverage and with how easy it is to get reimbursed for the vet expenses.
5

out of 5

POSTED: | BY: Ted

Excellent ser6

Thanks for your concern about Arlo. He is fine. My insurance claim was for a well visit to renew his prescription for Heartgard.
4

out of 5

POSTED: | BY: Arya

Exceeded my Expectations

I have been very satisfied with the customer service, friendliness, and the ease of claims. The only feedback I had was that the insurance took a few weeks to start. I had gotten a new pup that I wanted to take to the vet to get checked up (as most people would). It was not feasible for me to wait a few weeks until the insurance kicked in. I knew I would have to pay anyway since there was a $250 deductible, but I was not happy about this not being applied. If anything I would think the risk for the insurer is higher for me to wait and not get the checkup. Would have liked some flexibility there.
5

out of 5

POSTED: | BY: Joshua

What a lifesaver!

We hoped we'd never have to use our insurance for our sweet dog, Sadie, but after several health issues, having the plan has been a life- and wallet-saver. I've also been super impressed with the recent improvements with your claim submission options and processing times.
5

out of 5

POSTED: | BY: Terri

Fantastic!

Our puppy developed a rare and potentially deadly bone infection. Nationwide has been a fantastic partner in his care. They have checked in on him repeatedly and reminded us of resources available to us. Claims have been paid promptly, with no hassles or undue questions. I highly recommend!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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