Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: JAMES KONYA

More personal contact.

Too much e-commerce. More calls, letters regarding claims and policy's coverages. General personal touch lacking.
5

out of 5

POSTED: | BY: George A

If you love your puppy or kitty, make your vet easy to afford with Nationwide

Having one or more dogs as family members for decades and prioritizing their medical needs (whether or not we had veterinary medical insurance), one of the saddest conditions we have seen is when some other pet ownder is not able (or willing) to financially support the veterinary needs of their pet. Nationwide makes it easy for people who love their pet. If you want to provide a long, healthy, and enjoyable life, make veterinary medicine a priority. Nationwide makes this priority easy and surprisingly affordable. The more the pet matures, the more you -- and your pet -- will benefit from Nationwide coverage.
5

out of 5

POSTED: | BY: Diane Gensemer

Claims processed quickly

Claims filed quickly
5

out of 5

POSTED: | BY: TERESA GILLIGAN

Great service, fast, reliable!

Appreciate the fast turnaround on claims.
5

out of 5

POSTED: | BY: Robin

Include the EOB with the email you send stating that the EOB is ready....don't force us to go to the website to find it.

Include the EOB with the email you send stating that the EOB is ready....don't force us to go to the website to find it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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