Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nicole Diodate

Best Pet Insurance Around!

I can't tell you how many times I've already referred Nationwide pet insurance to my friends, family, colleagues, etc!! The plans offered are phenomenal and truly give us peace in mind that our pup will be able to get the care he needs should something arise in the future. Our plan even includes wellness!! The claim submission process is so easy and the reimbursement payment process has an unbelievably fast turnaround time. Plus, the payment transfers seamlessly to my bank account through the systems they have in place! 100% recommended.
5

out of 5

POSTED: | BY: Gizmo

They paid and my dog is happy and so am I

My dog went in for gum disease and many rotten teeth. VPI paid me out quickly with no mess no fuss. Do not hesitate to buy this insurance no matter the age of your dog!!
5

out of 5

POSTED: | BY: Kate Grimley

So thankful

Pet insurance is one of the smartest things I've done. So easy to submit a claim and direct deposit is so convenient.
5

out of 5

POSTED: | BY: Beau Sydes

Comprehensive coverage, fast payments

My Lola is 7 years old. She was recently diagnosed with MCT. The diagnostics and treatments were covered and quickly paid. My Lola got the treatment she needed, and my family did not have to struggle with a ton of medical payments. Thanks Nationwide!
5

out of 5

POSTED: | BY: Rozalind Smith

Excellent insurance but expensive

I love the Whole Pet with Wellness plan but it is too expensive to get for all my dogs. I was also disappointed when Nationwide stopped offering it to puppies. It is excellent coverage, it is easy to file claims and every customer service agent I have spoken to has been very friendly and helpful. I don't like the revised website though. It is much more difficult to get to where you want to be in your account. The earlier version was more streamlined. Overall, if I could afford the Whole Pet with Wellness plan for all of my 8 dogs, I'd buy it!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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