Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Theresa McIntosh

We couldn't be happier being part of the Healthy Paws family!

Being a pet parent can bring so much joy into your life, but in the blink of an eye , you can be faced with a medical emergency and the tough and expensive choices you must make to save your pet. Having been in this position, with thousands in veterinary medical debt in the past, we have chosen to insure our dogs. We have had four pets insured by another pet insurance company but this time, I did more research and had more choices. We are so happy we chose Healthy Paws. In the past month, our puppy was faced with two medical emergencies. We submitted our claims, had an immediate response, and processed claims in days, not weeks. Again, we couldn't be happier with our choice to insure our precious Teegan with Healthy Paws.
5

out of 5

POSTED: | BY: Brenda Flores

Excellent Insurance To Have!

I have had Healthy Paws Pet insurance for almost 1 year now and I am happier than ever and reassured when it comes to the health coverage of my dog. Can't recall if there are different policies but, I pay about $58 / month for any illnesses or accidents my pup may have. My 14 month old pup began vomiting and within 24 hours he was vomiting blood. I took him to emergency where he got the care he needed. As expected, I paid a HEFTY medical bill. The one thing that I can say TRULY gave me peace of mind, was having coverage through Healthy Paws for emergency cases like what my pup experienced. Submitting a claim with them is super easy, through their user friendly website. They send you a confirmation and an email that the claim is being under review. If there are documents that are missing or further information they need, they follow up through email, and again, the submittal process is very easy. Within a matter of 7-10 days (or even less) there is a resolution to your claim. Since the medical bill was far enough beyond my deductible, Healthy Paws deducted that from my reimbursement, which of course is expected. Personally, my deductible is $250 and well worth the expense. Healthy Paws reimbursed me a great amount into my bank account within 1-2 days of the claim resolution. I was extremely happy with my experience with them and feel at ease should anything happen to my beloved pup! Quite honestly, I recommend Healthy Paws in a heartbeat to any pet owner!
5

out of 5

POSTED: | BY: Brenda Flores

Excellent Experience w/ Healthy Paws

I have had Healthy Paws Pet insurance for almost 1 year now and I am happier than ever and reassured when it comes to the health coverage of my dog. Can't recall if there are different policies but, I pay about $58 / month for any illnesses or accidents my pup may have. My 14 month old pup began vomiting and within 24 hours he was vomiting blood. I took him to emergency where he got the care he needed. As expected, I paid a HEFTY medical bill. The one thing that I can say TRULY gave me peace of mind, was having coverage through Healthy Paws for emergency cases like what my pup experienced. Submitting a claim with them is super easy, through their user friendly website. They send you a confirmation and an email that the claim is being under review. If there are documents that are missing or further information they need, they follow up through email, and again, the submittal process is very easy. Within a matter of 7-10 days (or even less) there is a resolution to your claim. Since the medical bill was far enough beyond my deductible, Healthy Paws deducted that from my reimbursement, which of course is expected. Personally, my deductible is $250 and well worth the expense. Healthy Paws reimbursed me a great amount into my bank account within 1-2 days of the claim resolution. I was extremely happy with my experience with them and feel at ease should anything happen to my beloved pup! Quite honestly, I recommend Healthy Paws in a heartbeat to any pet owner!
5

out of 5

POSTED: | BY: Andrew Jackson

Saved my dog life!

My dog Chance came down with an acute case of nercotizing pancreatitis. He was fine one day and then the next extremely lethargic. I had taken him to the vet during the day and they were unable to diagnose the issue based on x-rays and lab results, but thought that he might have ingested a foreign body. After inducing vomiting, the vet recommended he stay overnight for monitoring. About midnight I got a call that he was getting progressively worse and needed immediate surgery and they were only giving him 50/50 odds of survival through the night. They were able to help me find an emergency vet that was able to perform emergency exploratory surgery and found that part of his pancreas had started digesting itself and was leaking fluids into his abdominal cavity. I am so tankful to have had Healthy Paws Insurance. With it, it was easy to be able to say yes to proceed with an expensive surgery, in excess of $11,000, and ultimately saved my dog's life. The claims process following Chance's release from the hospital was quick and easy, though they did require more than just the invoice for this particular surgery (also requested the doctor's medical records), and the re-reimbursement was completed quickly.
5

out of 5

POSTED: | BY: Gary Meyers

Healthy Paws Pet Insurance is the Best pet insurance!

Our yellow lab Rudy who is almost 2 years old was diagnosed with a rare malignant melanoma above his right eye. He required two surgeries. Healthy Paws gave us the ability to give him the best possible outcome. The claims were very easy to submit through the Healthy Paws app. The reimbursement turn around time was very quick. We recommend Healthy Paws Pet Insurance to every pet owner we know. The entire company are kind, caring, friendly and professional.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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