Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,263

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Kyle

Simple, effective, and caring.

My dog recently had a biwel obstruction due to dietary indiscretion (as labs are often to do), and he unfortunately needed an object surgically removed. The cost for the surgery was well over $1,000, and I was concerned after reading stories about people having claims for such issues denied for seemingly no reason. I feared the stress of fighting insurance to ensure my pup had the best care and that I could afford it. Fortunately, my fears were unfounded. I had my pup examined for a full physical before this issue (important to do, or your policy could be in trouble), and after getting the vet records sent off, I was reimbursed 80% (minus the deductible) within 2 weeks. I did not have to argue with anybody, or deal with excessive questions. Healthy Paws even sent emails to check in on my dog's recovery. Completely satisfied with this insurance policy thus far. My only complaint is that submitting a claim or vet records via their app can be troublesome depending on the file type you receive invoices in. It wants pictures of hard copies, which were a bit of a nuisance to get during this pandemic. Hopefully they can adjust to allow uploading PDF files as well, as my vet (and many others, I presume) send bills digitally in that or similar formats. So far, great company. I am happy with my dog's coverage, and will keep it with the hope of never needing it again.
5

out of 5

POSTED: | BY: Paul

Great Pet Insurance

Healthy Paws has been nothing short of spectacular. From the customer service (They even checked up on my pup who had a couple of major surgeries), to the coverage, to the ease of working with them. Hands down the best pet insurance you can get.
5

out of 5

POSTED: | BY: Paul Greenberg

Healthy Paws for the W

No need to even look at another company. Healthy Paws is top notch. Service, coverage, and caring. Trust me when I saw, do not waste your time looking elsewhere. Go with Healthy Paws and thank me later! #HPforEver
5

out of 5

POSTED: | BY: Kristie

Healthy Paws has saved my sanity and bank account!

My sister recommended Healthy Paws for my puppy when I got him, and thank goodness she did! Within the first few months, they were already saving me money as puppies get into everything. It gave me such peace of mind to take him to the vet knowing it wasn't going to cost me an arm and a leg to make sure my pup was all right. When I adopted my second dog (a little older), I immediately got him insurance too with Healthy Paws, and again, lifesaver! Whenever I have to file a claim, they always follow up later to see how my dog is feeling, which is so considerate. I have never had an issue with them covering a claim, and it really takes a lot of stress away knowing I can take care of my dogs without financial concern. I highly recommend them!
5

out of 5

POSTED: | BY: Stephanie

Shocked at ease and service!

I could not be more pleased with Healthy Paws Pet Insurance! I have been shocked at how easy it is to submit claims (literally takes 1 minute from my phone), I receive a confirmation email almost instantly, and progress emails over the next few days before my claim is complete and my reimbursement check is on its’ way. I am so happy and highly recommend them!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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