Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Debra Collins

Healthy Paws Insurance Review

I have had a policy with Healthy Paws for 7 years. Their claims process has been streamlined, making it very easy to file on line. Staff are very professional and helpful in answering any questions. Claims are processed in a timely manner. I have never had any difficulty with reimbursement. I would highly recommend Healthy Paws to other pet parents.
5

out of 5

POSTED: | BY: Nick

Friendly experience from start to finish

My five year old basset had a series of vet appointments and medications to fix a glandular issue, which ultimately required surgery to repair. The claims process through Healthy Paws could not have been easier or more intuitive. They handled each claim (about 8 in total) quickly and comprehensively and each were resolved in a matter of days. They even followed up to check on how she was doing. It really was a lifesaver.
5

out of 5

POSTED: | BY: Stephen Cornell

Excellent Experience

Healthy Paws provided great customer service when our Beagle required Knee surgery. The Healthy Paws team was there and provided excellent service and was very timely and responsive! I would recommend Healthy Paws 100%
5

out of 5

POSTED: | BY: Graham

Wonderful Company

One of the best decisions we've ever made. Knowing that Healthy Paws Pet Insurance has our back in uncertain times has allowed our dog to have the best treatment possible when issues arise. You don't see too many companies sending a follow-up personalized email asking about your dog's specific condition and making sure he or she is ok. Great company.
5

out of 5

POSTED: | BY: Brittany Ladd

An absolute no brained for pet parents

I have had healthy paws for about a year now. Over the past year I had used it couple times here and there to cover minor costs involving various vet visits for my cat. But then my sweet kitty had a more major accident and broke his foot. It became a very expensive injury costing me around $2000 after adding up all the follow up visits, cast changes, x-rays, and other tests along the way. After each visit I’d submit our vet invoice to healthy paws and within a week I’d have the majority reimbursed by healthy paws. overall I only paid a few hundred dollars out of that $2000 and healthy paws covered the rest! It was SO comforting not having to base my decisions regarding my cats medical treatment on how much money it would cost. I was able to agree to whatever was BEST for my cat because I knew healthy paws would have my back financially. My cat truly would not be on the same road to recovery that he is now if I didn’t have them for pet insurance. I will get healthy paws for every single pet I have for the rest of my life and recommend it to every pet parent out there. Peace of mind knowing you can always get your fur baby the medical care they need and deserve! Thank you healthy paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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