Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Meg

amazing coverage and quick reimbursement with major surgery

My dog got a quite expensive knee surgery on a Friday, healthy paws covered 80% no questions asked, and I got my money deposited into my account the next business day. highly highly recommend. It’s been a breeze with them and all you have to do is take a pic of the receipt and upload so it’s really easy. I’ve heard horror stories and it’s been 5 easy years with them.
5

out of 5

POSTED: | BY: Ellen Lumi

Way to go Health Paws

Both of our Samoyeds are insured with Healthy Paws. We recently had to put in a claim when our pup ate part of a frisbee and required an emergency endoscopy. Health Paws was great and responded quickly to our claim. We also appreciated them checking in on Kaia.
5

out of 5

POSTED: | BY: Tiago Romero Garcia

Sherlock is grateful for Healthy Paws

We are extremely happy with Healthy Paws and we do recommend it. Our dog Sherlock has been covered for years and already had 2 types of cancer, and both times the treatment has been fully covered and the process was very swift and uncomplicated - as a matter of fact, we received the refund before my credit card bill had closed so we didn't even need to pay the treatment out of my bank account first! We are just so glad we don't need to think twice before deciding to go ahead with the best possible treatment for Sherlock. That piece of mind is definitely something we didn't have before we signed up. Thank you, Healthy Paws! Also, if you read any negative comment down below here, I suggest checking if their dog ever had any major event as surgery / hospital admittance - that's exactly the reason why we have dog insurance. I guarantee that what they refunded me back is more than what I ever paid them on premiums. Until that happens, just enjoy the fact your pet is healthy. But trust me, major events will happen sooner or later.
5

out of 5

POSTED: | BY: Susanne

Great coverage and speedy reimbursement

Our Dobie tore her CCL this year and had to have surgery. I was very impressed with Healthy Paws. We were able to get her a good surgeon and did not have to worry about the bill. They reimbursed 80% of it, with a short turnaround time, filing the claim was super easy and they also followed up to see how our girl was doing. They were recommended to me by a friend whose dog had to have surgery and I am glad I followed her advise and signed up our dog for Healthy Paws when she was a puppy. Highly recommend!
5

out of 5

POSTED: | BY: Edwin Vera

I decided to get pet insurance when my…

I decided to get pet insurance when my dog hurt herself as a puppy. It was my first experience with vet bills and it terrified me so I decided to go with Healthy Paws after a friend suggested them to me. Since then, I have been very thankful and they have been so helpful. I could not be happier.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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