Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,791

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jennifer Gipson

Healthy Paws gave us peace of mind when our dog needed serious medical care!

We bought pet insurance because we had two young pups and hoped we would never use it. Boy were we wrong! Thank God for healthy paws. Our dog recently developed an illness that was causing her extreme pain and resulted in many visits to Drs and Emergency clinics to find out why. finally after an MRI and Spinal tap she was diagnosed with seizures and is finally on the mend and feeling much better and we as parents can finally breathe knowing that she will be ok. We are so Thankful for healthy paws, We could have never afforded all the procedures and test that she had to have without them. They have allowed her to have The best care available and because of them she can still live a great life and her situation can be managed with daily medicine and occasional blood work. I recommend Healthy Paws pet insurance to anyone with pets. Hopefully you will never need to use it but you will never regrettably having it if you do need it.
5

out of 5

POSTED: | BY: Jennifer Gipson

Healthy Paws was there when we needed them most! Quick response and always easy to work with!

IWe bought pet insurance because we had two young pups and hoped we would never use it. Boy were we wrong! Thank God for healthy paws. Our dog recently developed an illness that was causing her extreme pain and resulted in many visits to Drs and Emergency clinics to find out why. finally after an MRI and Spinal tap she was diagnosed with seizures and is finally on the mend and feeling much better and we as parents can finally breathe knowing that she will be ok. We are so Thankful for healthy paws, We could have never afforded all the procedures and test that she had to have without them. They have allowed her to have The best care available and because of them she can still live a great life and her situation can be managed with daily medicine and occasional blood work. I recommend Healthy Paws pet insurance to anyone with pets. Hopefully you will never need to use it but you will never regrettably having it if you do need it Healthy Paws is always quick to respond and help with any questions and Get your c!aim filed quikly, they truly care about your pets health.
5

out of 5

POSTED: | BY: Thomas

Fantastic service, could not be happier

My cat had an ulcer in his right eye due to the lower eyelid rolling up into the cornea. I had to take him to the veterinary ophthalmologist for eye surgery. This was not cheap...it cost more than the cataract surgery I had done on my own eye!! I submitted a copy of the veterinary invoice as well as a copy of my cat's medical history and 2 days later I had a deposit in my bank account for 80% of the cost of the surgery. This was the sole reason I took out a policy with Healthy Paws, to cover extraordinary medical procedures that might crop up. They were wonderful and very responsive, even during this COVID19 crisis. Posted this review on 4/28/2020.
5

out of 5

POSTED: | BY: Christina

Saved our sweet doggie's life!

The best decision we ever made was getting Healthy Paws pet insurance. I can't even remember why we decided to go ahead with it, but I can honestly say Flurry would not be here with us today if we had not moved forward with that decision. Every day that Flurry was in ICU and we got a call about approving another day of treatment, I can't tell you how reassuring it was to know that no matter how distraught we were about his survival, we at least, did not have to worry that we he would not be treated because of finances. I told his vet at his first follow up appointment after discharge, that we would not be standing here today if we did not have insurance because there is no way we could have covered the cost of 8 days in the ICU. Then to top it off, Healthy Paws sent a personal message checking in on how Flurry was doing after he was home! Thank you so much to Healthy Paws!
5

out of 5

POSTED: | BY: Christina

The best decision we made

The best decision we ever made was getting Healthy Paws pet insurance. I can't even remember why we decided to go ahead with it, but I can honestly say Flurry would not be here with us today if we had not moved forward with that decision. Every day that Flurry was in ICU and we got a call about approving another day of treatment, I can't tell you how reassuring it was to know that no matter how distraught we were about his survival, we at least, did not have to worry that we he would not be treated because of finances. After being discharged home, I was worried that somehow our claim would not be covered or we would be dropped, instead, not only was reimbursement quick and exactly as promised but I also received a personal message checking on Flurry was doing at home! I am truly thankful to Healthy Paws for getting us through this terrifying event!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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