Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Geneva

Thank you for allowing me the peace of mind to focus on my dog's health and not the cost!

I have been fortunate to have an amazing German Shepherd as my partner, and always by my side. I got pet insurance for her, as a "just in case". I am so happy I did, my GSD has OFA excellent hips and normal elbows. But, she developed arthritis, and if it wasn't for my "just in case" insurance through Healthy Paws, I would have struggled to provide her with the ongoing physical therapy which has allowed her to maintain a high quality of life. Most recently she had a sarcoma (cancer) found and removed. My "just in case" insurance came through again. I have been able to focus on my GSD's needs and not worry about the cost. Thank you, Healthy Paws, for always being there for me and for allowing me to not have to worry that I may not be able to help my dog, because of the cost. Thank you for addressing the claims I have filed so quickly, and without hassle.
5

out of 5

POSTED: | BY: Joanna

Healthy Paws is amazing

Healthy Paws is amazing! One of my dogs has had ongoing health issues and every time I have a major medical bill they have come through for me and my pup. There has never been any issue with coverage, the process is quick and easy, and it’s one less stress to worry about when my pup isn’t feeling well. Thank goodness for Healthy Paws, I will keep my baby insured through them as long as they keep renewing my policy!
5

out of 5

POSTED: | BY: Suzy

Excellent customer service

Charlie, our 10 1/2-year-old Cavalier King Charles Spaniel has been covered by Healthy Paws since 2013. As soon as my vet sends the invoice I get an e-mail. Once the claim has a number I get an e-mail. Once the invoice is approved and paid, I get an e-mail and within two days our reimbursement is directly deposited into our bank. I chose Healthy Paws for our dogs (we also have a 3-year-old rescue named Marli) because of the research I did. I asked our office manager of our vet's office what insurance was used the most and she said, "Healthy Paws." I went online and checked them against other companies. If I have questions I can e-mail or call them and always speak to a caring and knowledgable person. Charlie is on a few heart medications now and just yesterday I got an e-mail from customer service asking me how Charlie was feeling and to please let them know, which I did. That's what I call excellent customer service! I highly recommend this company.
5

out of 5

POSTED: | BY: Pamela

Insurance You Can Rely On

Finley, our English Mastiff woke us up with whimpering and heavy panting. When we tried to reassure him by petting his head, he immediately winced and jumped up, started whining and we knew there was something wrong. We called our vet and they recommended we head to Emergency. The ER examined him and decided he would need X rays for his neck, an ultrasound for his stomachache and vomiting, fluids because he was dehydrated and an overnight stay for 1-2 day . We had no idea how expensive this was going to be, but we did know this was not going to be cheap! Fortunately, we picked Healthy Paws Pet Insurance. As per our policy, they covered 90% of all his medical costs and we received full payment within 10 days. We have total piece of mind knowing Finley is protected and we will never have to worry about being able to afford the best care!! Thank you very much HEALTHY PETS INSURANCE!!!
5

out of 5

POSTED: | BY: Kayla Bitto

A must have!

We purchased this health insurance for our GSD when she was 5 months old and I think besides buying our dog this was the other best decision we’ve made. Our dog has had so many health problems and this insurance gives us the peace of mind to say “do whatever you need to do!” without worrying we might need to sell a car to pay for her care. If you are as big of animal lover as you think you are, its important that you never have to question whether or not to provide them the care they need. Having this insurance will help you make easy decisions in terms of care for your animal. We have had this for 4 years.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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