Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Andrea

I recommend Healthy Paws

A colleague at work convinced me to get dog insurance when we got our puppy, but I was hesitant; I just couldn't imagine we would need it, but I'm so glad we decided to do it. Thanks to Healthy Paws, we were able to afford our 10 month old puppy's surgery for a bone disease. We wouldn't have been able to make it work financially without the insurance. I'm not sure what we would have done, honestly, and I don't even want to think of what the other options would have been. They paid the hospital directly, and it all went very smoothly. No issues whatsoever. They even emailed to check in on her a few weeks afterward to make sure she was healing okay(she's doing great btw). Thank you Healthy Paws!!!
5

out of 5

POSTED: | BY: Dina Folkman

If you have a French Bulldog, you need Pet insurance. If you need Pet insurance, you need HEALTHYPAWS!

We have had several french bulldogs in our family over the years and have tried various pet insurance companies. For the latest dog we tried Healthy Paws based on a referral from our breeder and have never been happier. Claims are paid quickly, the app is super easy to use, and they "get" that owning a frenchie means that you may have more claims than the average pet. We're very happy with their service and can happily recommend them for peace of mind and coverage of those surprise pet emergencies.
5

out of 5

POSTED: | BY: Kelsey T

Best pet insurance by far

We did a lot of research for our giant schnauzer, Greg, when choosing pet insurance. We landed on Healthy Paws after a few people we knew recommended it and reading great reviews on the company. It was the best choice we’ve made with our pup so far. He’s very mischievous and somehow lands himself in the puppy hospital every other month. Healthy paws processed the claims quickly and has never pushed back about the services he receives when it comes to paying for his vet bill. Healthy paws differs from other pet insurances in the way that they do not require a second vet’s opinion before a service is rendered, has no maximums, you can go to whichever vet you please, and has no complex spread sheet you have to read when trying to figure out what they will or will not cover. If you don’t think you need pet insurance you will surely regret it. Healthy paws has paid thousands of dollars of vet bills for us and relieves any stress associated with money while in an already stressful situation when your pet is sick. We don’t normally do reviews often but I honestly feel so strongly about this company we chose to!
5

out of 5

POSTED: | BY: Leanne Treacy

Healthy Paws Insurance is the best! Easy to send in the claims, and fast reimbursement. Love this insurance for my pets!

Healthy Pets insurance was there when I needed them. My sweet dog Mollie, became very ill. It was comforting to know that the necessary testing and medical treatment she needed would not be hindered due to the financial cost of care. My claims were immediately handled and my reimbursement check was received within a week. I also received a sweet follow up email from Healthy Paws to see how my sweet Mollie was doing in her recovery. I am so glad I found this pet insurance company for my fur babies!
2

out of 5

POSTED: | BY: John

Don't use them

Don't use them. They fight you on everything, don't include any explanation and try to short change you at every turn. I signed up for $52/month, $250 deductible, 80% reimbursement policy. I thought it was pretty expensive but if she has to go to the pet hospital I thought it would be worth it. Three weeks after my insurance started, my puppy started pooping blood so we took her to the ER. Between the intro exam, that visit, and the follow up, I spent $835. They reimbursed (against deductible mind you) $114. They provided no notification of this, but when I dug into the claims and then called, they said the ER visit was due to "pre-existing" conditions. I canceled my service and I recommend you don't sign up with them. Not worth it.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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