Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
2

out of 5

POSTED: | BY: Timothy Shea

Insured with Healthy paws since my dog was a puppy, my monthly premiums increase 30% when my dog turned 3 years old

I have never had a reimbursable claim with Healthy paws; I bought insurance when Danny was a puppy thinking it might be important when he got to be a lot older... My premium was $32 per month; Healthy paw just informed me after taking roughly $1000 in monthly premiums over the last 3 years that they are increasing my premium to $42 per month. First I never was informed that my premium was subject to future price increases when I bought the policy and secondly, a 30% increase seems very greedy.
5

out of 5

POSTED: | BY: Adam K.

Healthy Paws Pet Insurance was outstanding

Healthy Paws Pet Insurance was incredibly helpful after our cat needed major bladder surgery. The process was very straightforward, and our claim was processed extremely quickly. There were no hidden "catches," and everything was remarkably straightforward.
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5

out of 5

POSTED: | BY: Danielle Feldman

Healthy Paws has been amazing

Healthy Paws has been amazing. The claims process could not be easier (two minutes to upload an itemized receipt is all it takes) and I received my reimbursements within two days! Customer service also reached out to see how my dog was doing post appointments. I would say to get healthy paws if you are choosing between insurance carriers!
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5

out of 5

POSTED: | BY: Deborah A

Highly Recommended!

Healthy Paws level of customer service gets an A++. My girl tore her ACL and needed $$$ surgery. Not only did they keep the lines of communication open throughout the process, they also followed up by checking on how she was feeling. They made it the entire claim submission and reimbursement easy on us, especially during these stressful COVID times. We had our reimbursement in our hands within 1 week after surgery. I highly recommend this pet insurance, it's peace of mind!
5

out of 5

POSTED: | BY: Deborah Nisbet

I chose this insurance based upon…other's reviews

I chose this insurance based upon reviews provided by existing policy holders. Unfortunately our Havanese tore her ACL but thank god we had Healthy Paws. Their level of customers service, lines of communication throughout the process and quick reimbursement had me amazed. Our check was in our hand within 1 week of her surgery. It's peace of mind for you and your pet. I highly recommend Healthy Paws!
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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